Account Terms & Conditions |
Free Checking |
NOW Checking* |
Money Market (Investment Plus) |
Savings |
Business Checking |
Minimum to Open Account/Account owner must be age 18 or older |
$100.00 |
$100.00 |
$2,500.00 |
$50.00 |
$100.00 |
Minimum Balance |
$0.00 |
$1,000.00 |
$0.00 |
$100.00 |
$500.00 |
Service Fees |
None |
$5.00/month if average daily balance
< $1000.00 |
$3.00 for each debit in excess of 6 per month |
$2.00/month if average daily balance < $100.00 |
$4.50/month if
average daily balance
< $500.00 |
Interest |
None |
|
|
|
None |
Withdrawals Per Month |
Unlimited |
$.10/debit if falls below average daily balance
< $1000.00 |
Six |
$3.00/debit in excess of 6/month |
$.15/debit over 30 if average daily balance
< $500.00 |
With all accounts, there is a $27.50 charge for each return/paid item charge per item when account is in the negative. After three business days in the negative, account is charged $15.00 per day.
| Common Features and Fees |
| Preauthorized Transfer Fee |
$5.00 |
| Visa/ ATM Card (New or replacement) |
$5.00 |
| Withdrawals From nonproprietary ATM's |
$1.00 |
| Internet Banking |
Free |
| Internet Banking - Bill Pay |
Free |
| Dormant Account Fee (No activity for 18 months) |
$3.00/ month when balance < $300.00
$6.00/ month when balance is < $50.00 |
| Stop Payment Request |
$27.50 |
| Stop Payment Renewal |
$27.50 |
| Cashier's Checks |
$3.00 |
| Wire Transfers (outgoing) |
$15.00 for domestic,
$50.00 for international |
| Wire Transfers (incoming) |
$5.00 for domestic
$5.00 for international |
| NSF Paid Item Fee Per Item |
$27.50 |
| NSF Returned Item Fee Per Item |
$27.50 |
| Daily Overdraft Charge |
$15.00 after third business day |
| Change Counting Machine |
Free for customers |
*See Rates tab for Tiers
